Live Soulfully Collective Terms & Conditions

Effective Date: August 4, 2026

Welcome to Live Soulfully Collective. By accessing our website, engaging with our services, or opting in to receive text messages, you agree to the following Terms & Conditions. Please read them carefully.

About Live Soulfully Collective

Live Soulfully Collective provides financial education, insurance brokerage services, wellness resources, coaching, and related educational content. Services may include life insurance, health insurance, Medicare guidance, final expense insurance, mortgage protection, retirement planning, financial wellness, and other products offered through appropriately licensed professionals.

Use of Our Website

You agree to use this website only for lawful purposes and in a manner that does not interfere with the operation of the website or the rights of others.

Information provided on this website is for educational and informational purposes only and should not be considered legal, tax, or financial advice. Insurance products are offered only where properly licensed and subject to carrier underwriting and state regulations.

SMS Terms & Conditions

By providing your mobile phone number and opting into SMS communications from Live Soulfully Collective, you consent to receive text messages related to our services.

These messages may include:

• Appointment confirmations and reminders

• Insurance quote follow-ups

• Policy updates and service notifications

• Customer support communications

• Medicare and health insurance enrollment reminders

• Educational resources

• Promotional offers and announcements (when applicable)

Message frequency varies based on your interactions with us.

Message and data rates may apply.

Consent to receive text messages is not a condition of purchasing any product or service.

You may opt out at any time by replying STOP to any text message.

For assistance, reply HELP or contact us directly.

How You May Opt In

You may choose to receive SMS communications by:

• Completing forms on our website

• Requesting information or quotes

• Scheduling appointments

• Completing online lead forms

• Providing verbal or written consent

• Requesting customer support

Privacy

Your privacy is important to us.

We do not sell, rent, or share your mobile phone number or SMS consent with third parties or affiliates for their marketing purposes.

Information collected through SMS communications is used solely to provide requested services, customer support, appointment reminders, and other communications you have agreed to receive.

Please review our Privacy Policy for additional information.

Intellectual Property

All website content, logos, branding, graphics, text, and other materials are the property of Live Soulfully Collective unless otherwise noted and may not be copied, reproduced, or distributed without written permission.

Disclaimer

Insurance products are subject to eligibility, underwriting approval, carrier guidelines, and applicable state laws. Availability and benefits vary by carrier and state.

Nothing on this website guarantees approval, coverage, pricing, or specific financial outcomes.

Limitation of Liability

Live Soulfully Collective shall not be liable for indirect, incidental, or consequential damages arising from the use of this website or our services to the fullest extent permitted by law.

Changes to These Terms

We reserve the right to update these Terms & Conditions at any time. Changes become effective upon posting to this website.

Contact Us

If you have questions regarding these Terms & Conditions, please contact:

Live Soulfully Collective

Email: info@livesoulfullycollective.com

Phone: 213-474-7734